Ohio’s IOLTA/IOTA program provides valuable program benefits that further CRA and other business goals of Ohio’s financial institutions. IOLTA/IOTA funds grow Ohio’s LMI and low-income communities through community economic development (CED), medical-legal partnerships, and minority/small business development projects.
Qualifying Prime Partner participants receive the following advantages by investing in the Ohio IOLTA/IOTA Program:
Positive CRA consideration
Automatic determination of interest rate comparability
Enhanced community recognition
Prime Partner Program Tiers
Platinum Prime Partner | Gold Prime Partner | Honor Roll | |
---|---|---|---|
Pays a minimum net yield of 75% of the Federal Funds Target Rate or .75%, whichever is higher. | Pays a minimum net yield of 65% of the Federal Funds Target Rate or .65%, whichever is higher. | Pays a minimum of 10 bps above highest interest rate for comparable non-IOLTA/IOTA depositors and waives service charges. | |
Benefits | |||
Automatic Determination of Interest Rate Comparability | |||
Yearly CRA Certification Letter | |||
Success Stories | |||
Foundation Newsletter Subscription | |||
Partner Newsletter Subscription | |||
Firm & Attorney Recognition | |||
Visibility | High | Increased | Honorary |